Fractional CFO & Controller Services
Executive financial expertise without the full-time salary. We provide Fractional CFO and Controller services to help you manage cash flow, build forecasts, and drive strategic growth.
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High-level financial leadership, scaled to your needs.
Fred Lundin CPA offers specialized Fractional CFO & Controller Services for growing businesses that have outpaced simple bookkeeping but aren't ready to carry the cost of a full-time executive. Bridging the gap between operational data entry and strategic decision-making is the hardest phase of growth.
Our fractional model gives you access to veteran financial leadership on a flexible, part-time basis. We don't just report the numbers; we interpret them, helping you navigate complex challenges like cash flow management, capital raising, and multi-year forecasting.
Whether you need a Controller to enforce internal controls and ensure audit-ready accuracy, or a CFO to drive strategy and profitability, we provide the expertise you need to scale.
We integrate with your leadership team, attending virtual strategy sessions and providing the financial "voice of reason" that turns ambitious goals into executable plans. Stop flying blind and start leading with financial clarity.
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Frequently Asked Questions (FAQ)
What is the difference between a Controller and a CFO?
Think of the Controller as the guardian of the present and past—ensuring accuracy, compliance, and clean audits. The CFO is the architect of the future—focusing on strategy, forecasting, fundraising, and ROI. Most growing businesses need a Controller first, then a CFO.
How does a "Fractional" engagement work?
It is flexible. Instead of paying $200k+ for a full-time hire, you pay a monthly retainer for a set scope of work. This might include weekly cash flow calls, monthly board reporting, and quarterly strategic planning. We become a part of your team, just not a full-time employee.
Can you help me raise capital?
Yes. A Fractional CFO is essential for fundraising. We help you build the "Data Room," create defensible 3-5 year financial models, and prepare the investor pitch decks that venture capitalists and banks require before writing a check.
Do I still need my bookkeeper?
Yes. The Fractional CFO/Controller does not replace the bookkeeper; they supervise them. The bookkeeper handles the daily transaction volume. The Controller reviews that work for accuracy, and the CFO uses that data to make decisions. It is a hierarchy of value.
When is the right time to hire a Fractional CFO?
Typically, when you hit $2M - $5M in revenue, or if you are a venture-backed startup. Signs include: feeling "out of control" with cash, needing to prepare for an exit, or making complex decisions (like M&A) where gut instinct is no longer enough.
